Are risk-free investments suitable for long-term investment goals?

Riskfree investments are generally suitable for shortterm investment goals because they offer low returns compared to other investment options. For longterm investment goals, such as retirement savings, riskfree investments may not be the most suitable option because the returns may not keep pace with inflation. In such cases, it is generally recommended to consider a diversified investment portfolio that includes a mix of different asset classes, including equities, fixed income, and alternative investments. This can help to achieve a balance between risk and return that is appropriate for your investment goals and risk tolerance.