Can I initiate RTGS transfer from my home or do I need to visit a bank branch?

You can initiate an RTGS transfer from your home using internet banking or mobile banking services provided by your bank, as long as you have the necessary login credentials and have registered for these services. However, you may need to first activate the RTGS service on your account, which can typically be done by visiting your bank branch and submitting a request. Once the service is activated, you can initiate an RTGS transfer from the comfort of your home or anywhere with internet access.