Can I negotiate a lower interest rate with my current credit card issuer?

Yes, you can try negotiating a lower interest rate with your current credit card issuer. Contacting your credit card issuer and politely asking for a lower interest rate may be a good place to start. Explain your financial situation and why a lower interest rate would help you manage your credit card debt more effectively. Your credit card issuer may be willing to work with you and offer a lower interest rate, especially if you have a good payment history with them. It's important to remember that there are no guarantees when negotiating with credit card issuers, but it doesn't hurt to try.