Can I negotiate the processing fee with my lender?

Yes, in some cases, you may be able to negotiate the processing fee with your lender. However, this will depend on the lender's policies and procedures, as well as your individual circumstances. It is worth asking your lender if they are willing to negotiate the processing fee, particularly if you have a strong credit history or a good relationship with the lender. Be prepared to provide evidence or make a persuasive argument for why the fee should be reduced or waived. Keep in mind that not all lenders may be willing to negotiate, so it's important to shop around and compare offers from different lenders to find the best overall deal for you.