Can I withdraw from my short-term savings account at any time?

In most cases, yes, you can withdraw from your shortterm savings account at any time. However, some types of accounts, such as certificates of deposit (CDs), may have penalties for early withdrawals. It's important to check the terms and conditions of your specific account to understand any restrictions or penalties for withdrawing funds. Additionally, it's generally recommended to only withdraw from your shortterm savings account for emergencies or important expenses, and to avoid using it for everyday spending.