Can NPCI services be accessed through mobile phones or only through computers?

NPCI (National Payments Corporation of India) services can be accessed through both mobile phones and computers. NPCI offers various services and platforms that are designed to be accessible through mobile applications as well as webbased interfaces. Here are some examples:

1. Unified Payments Interface (UPI): UPI is a popular payment system developed by NPCI that enables users to make instant money transfers and payments directly from their bank accounts using their mobile phones. UPI can be accessed through dedicated mobile apps provided by individual banks or thirdparty payment apps that are UPIenabled.

2. BHIM (Bharat Interface for Money): BHIM is a UPIbased mobile app launched by NPCI that allows users to send and receive money, pay bills, and make merchant payments using their mobile phones. BHIM app is available for download on Android and iOS devices.

3. IMPS (Immediate Payment Service): IMPS is another service offered by NPCI that facilitates instant fund transfers between bank accounts. IMPS transactions can be initiated and processed through mobile banking apps provided by participating banks.

4. Mobile Banking: NPCI promotes and facilitates mobile banking services through its member banks. Many banks in India offer dedicated mobile banking apps that allow customers to access various banking services, including fund transfers, bill payments, and balance inquiries, through their mobile phones.

5. Aadhaar Enabled Payment System (AEPS): AEPS is a service offered by NPCI that allows individuals to perform basic banking transactions using their Aadhaar number and biometric authentication. AEPS transactions can be carried out through microATMs, which are portable handheld devices that often operate using mobile connectivity.

6. Bharat Bill Payment System (BBPS): NPCI's BBPS is a centralized bill payment system that enables users to pay various bills, such as electricity, water, gas, and telecom, through multiple payment channels, including mobile apps and web portals provided by participating banks and payment service providers.

In summary, NPCI services can be accessed through mobile phones via dedicated mobile apps, mobile banking apps, and other UPIenabled payment apps. Additionally, some services can also be accessed through webbased interfaces on computers. The availability of specific services and features may vary depending on the participating bank or payment service provider.