Can the processing fee be added to the loan or credit amount?

Yes, in some cases, the processing fee can be added to the loan or credit amount. This means that instead of paying the processing fee upfront, it is added to the total amount you borrow. However, keep in mind that this will increase the overall cost of your loan or credit product, as you will end up paying interest on the processing fee as well. It's important to carefully read the terms and conditions of your loan or credit agreement to understand how the processing fee will be charged and whether it can be added to the loan or credit amount.