How can I monitor my credit and detect fraud?

To monitor your credit and detect fraud, you can take the following steps:

1. Obtain your credit report from one of the credit bureaus in India, such as CIBIL, Equifax, or Experian, and review it for any errors or inaccuracies.

2. Consider signing up for a credit monitoring service offered by the credit bureaus, which can alert you to any changes or suspicious activity on your credit report.

3. Keep track of your credit card and bank account statements to ensure that all charges and transactions are legitimate.

4. Set up fraud alerts with your bank or credit card issuer, which can notify you of any suspicious activity on your accounts.

5. Use strong and unique passwords for your financial accounts and avoid sharing personal information such as your Social Security number or Aadhaar number.

6. Be cautious when sharing personal information online or over the phone, especially when dealing with unsolicited calls or emails.

7. Report any suspicious activity or unauthorized transactions to your bank or credit card issuer immediately, and consider filing a police report if necessary.

By taking these steps, you can help protect yourself from identity theft and fraud, and ensure that your credit report is accurate and uptodate.