How can I obtain a copy of my credit report?

In India, you can obtain a free copy of your credit report from any of the four credit bureaus CIBIL, Equifax, Experian, and CRIF High Mark. You can request your credit report online by visiting the respective websites of the credit bureaus or by sending a written request by mail. You will need to provide some personal and identification details such as name, address, PAN card number, etc. to obtain your credit report. It is recommended to check your credit report at least once a year to ensure that there are no errors or discrepancies that could negatively impact your credit score.