How do financial goals change over time?

Financial goals can change over time due to various factors such as changes in personal circumstances, economic conditions, investment returns, and life events. For example, when someone is younger, their financial goals may be focused on saving for a down payment on a home or paying off student loans. As they age, they may shift their focus to retirement planning, building a college fund for their children, or creating a legacy for their family. It's important to regularly review and adjust financial goals as circumstances change to ensure they remain realistic and achievable.