Is PMAY only for rural areas or is it also available in urban areas?

The Pradhan Mantri Awas Yojana (PMAY) is available for both rural and urban areas. It aims to provide affordable housing to eligible beneficiaries across the country, regardless of whether they reside in rural or urban areas. PMAY has specific components designed to address the housing needs of different segments of the population in both rural and urban areas.

For Rural Areas:
Pradhan Mantri Awas Yojana Gramin (PMAYG) focuses on providing pucca houses to eligible beneficiaries in rural areas. It aims to provide safe and secure housing to rural households living in inadequate housing conditions.

For Urban Areas:
Pradhan Mantri Awas Yojana Urban (PMAYU) caters to the housing needs of the urban population. It has various components targeting different income groups and specific segments, such as slum dwellers, economically weaker sections, and middleincome groups.
PMAYU also includes components like InSitu Slum Redevelopment (ISSR) and Affordable Housing in Partnership (AHP) that aim to improve slums and promote affordable housing projects in urban areas.

Therefore, PMAY covers both rural and urban areas, and the specific components and schemes are tailored to address the distinct housing challenges in each of these areas.