What are the returns on a guaranteed investment?

Guaranteed investments typically offer lower returns than other types of investments because they come with a guarantee of principal protection. In India, some common examples of guaranteed investment products include fixed deposits, post office schemes, and government savings bonds.

The returns on guaranteed investments can vary depending on several factors, such as the duration of the investment, the interest rate, and any fees or penalties associated with the investment. Typically, the longer the investment term, the higher the interest rate offered. However, it's important to keep in mind that guaranteed investments may not always keep up with inflation, which can erode the value of your investment over time.

For example, a fixed deposit with a tenor of 1 year in India may offer an interest rate of around 56% per annum. On the other hand, a government savings bond may offer a slightly higher interest rate, but with a longer maturity period. It's important to shop around and compare different guaranteed investment options to find the one that offers the best returns for your needs and financial goals.