What is a debit card and how does it work?

A debit card is a plastic card that is linked to your bank account and can be used to make purchases or withdraw cash. When you use a debit card, the funds are withdrawn directly from your bank account, so you can only spend the money that you have available in your account.

To use a debit card, you typically swipe it at a point of sale terminal, enter a PIN number, and the amount of the purchase is deducted from your account. You can also use your debit card to withdraw cash from an ATM or to make purchases online.

Debit cards are a convenient and safe way to access your money, but it is important to keep track of your transactions to avoid overspending or overdraft fees.