What is the maximum loan amount I can get with collateral?

The maximum loan amount you can get with collateral depends on the value of the asset you are using as collateral. Lenders typically offer loans that are a percentage of the value of the collateral, which is referred to as the loantovalue (LTV) ratio. For example, if you use a property worth Rs. 50 lakhs as collateral and the lender offers an LTV ratio of 80%, you may be able to get a loan of up to Rs. 40 lakhs. However, it's important to note that the maximum loan amount and LTV ratio can vary depending on the lender, the type of collateral, and other factors.