What should I look for in a student credit card?

If you are a student in India looking to apply for a credit card, here are some factors to consider:

1. Eligibility: Check if you meet the eligibility criteria set by the card issuer. Generally, you must be at least 18 years old, a resident of India, and a student pursuing a fulltime course.

2. Credit limit: As a student, you may not have a high income, so look for a card that offers a reasonable credit limit based on your income and expenses.

3. Fees and charges: Compare the fees and charges associated with the card, including the annual fee, finance charges, late payment fees, and overlimit fees. Look for a card that offers low fees and charges.

4. Rewards and benefits: Look for a card that offers rewards and benefits that suit your needs. Some cards offer cashback on purchases, discounts on dining and shopping, or reward points that can be redeemed for merchandise, travel, or other perks.

5. Credit score: Using a credit card responsibly can help you build a positive credit history, which can help you in the future when you need to apply for loans or other credit products. Look for a card that reports to credit bureaus and can help you build your credit score.

6. Customer service: Finally, look for a card issuer that provides good customer service and support. You may need to contact the issuer for billing or other issues, so it's important to choose a reliable and responsive company.