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What types of payment methods can be processed through a payment gateway?

Curious about Payment gateway

What types of payment methods can be processed through a payment gateway?

A payment gateway can support various payment methods to accommodate the diverse preferences of customers. The specific payment methods accepted may vary depending on the payment gateway provider and the integration options available. In the context of the Indian audience, here are some commonly supported payment methods by payment gateways:

1. Debit Cards: Payment gateways typically accept payments made with major debit cards issued by banks in India. Customers can enter their debit card details, including card number, expiry date, and CVV, to complete the transaction.

2. Credit Cards: Payment gateways support payments made with major credit cards such as Visa, Mastercard, American Express, and Diners Club. Customers can provide their credit card details to authorize the transaction.

3. Net Banking: Payment gateways often integrate with various Indian banks to facilitate net banking payments. Customers can choose their preferred bank and use their net banking credentials to authorize the payment directly from their bank account.

4. UPI (Unified Payments Interface): UPI is a popular payment method in India that allows users to link multiple bank accounts to a single mobile application. Payment gateways enable customers to make UPI payments by scanning QR codes or entering UPI IDs.

5. Mobile Wallets: Payment gateways often support popular mobile wallet options such as Paytm, PhonePe, Google Pay (GPay), and others. Customers can select their preferred mobile wallet and complete the transaction using their wallet balance or linked bank account.

6. EMI (Equated Monthly Installments): Some payment gateways offer the option to convert purchases into EMIs. This allows customers to pay for their purchases in monthly installments over a specified period, making highvalue purchases more affordable.

7. Cash Cards: Certain payment gateways accept payments made through cash cards or prepaid cards issued by specific providers.

It's important to note that the availability of payment methods can vary depending on the payment gateway provider, the merchant's account, and the integration options chosen. Merchants can select the payment methods they want to offer based on their target audience and customer preferences.

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