Who is eligible for PMAY?

In India, the Pradhan Mantri Awas Yojana (PMAY) is a government initiative aimed at providing affordable housing to eligible beneficiaries. The eligibility criteria for PMAY include:

1. Economically Weaker Sections (EWS): Individuals or families with an annual household income of up to Rs. 3 lakh fall under the EWS category.

2. LowIncome Groups (LIG): Individuals or families with an annual household income between Rs. 3 lakh and Rs. 6 lakh are considered under the LIG category.

3. MiddleIncome Groups (MIG):
a. MIGI: Individuals or families with an annual household income between Rs. 6 lakh and Rs. 12 lakh are eligible for MIGI.
b. MIGII: Individuals or families with an annual household income between Rs. 12 lakh and Rs. 18 lakh are eligible for MIGII.

Other important factors to consider for eligibility include:

The applicant or any member of the family should not own a pucca house (an allweather dwelling unit) in any part of India.
The beneficiary should not have availed of any central government housing scheme benefits in the past.

It's important to note that eligibility criteria and income limits may vary slightly depending on the specific guidelines of the PMAY scheme implemented in different states or union territories.