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Can I get a mortgage if I have a co-signer?

Curious about Mortgages

Can I get a mortgage if I have a co-signer?

Yes, it is possible to get a mortgage with a cosigner. A cosigner is typically someone who has a strong credit history and income and is willing to take responsibility for the mortgage if the borrower is unable to make payments. The cosigner's income and credit history will be taken into consideration by the lender when determining the mortgage amount and interest rate. It is important to note that if the primary borrower defaults on the mortgage, the cosigner will be responsible for making the payments, which could have a negative impact on their credit score and financial wellbeing.

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