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Can I use my Aadhaar for digital transactions and payment services?

Curious about Aadhar

Can I use my Aadhaar for digital transactions and payment services?

Yes, Aadhaar can be used for digital transactions and payment services in India. The Aadhaar Enabled Payment System (AEPS) allows individuals to make payments using their Aadhaar number and biometric authentication. Here's how it works:

1. Aadhaar Payment Bridge (APB): The APB acts as a bridge between banks and Aadhaar numbers. It enables banks to link Aadhaar numbers with individual bank accounts.

2. Aadhaar Enabled Payment System (AEPS): AEPS allows individuals to perform banking transactions using their Aadhaar number and biometric authentication. These transactions include balance inquiry, cash withdrawal, cash deposit, and fund transfers.

3. Micro ATMs: Micro ATMs are handheld devices that are used by banking correspondents or business correspondents to provide banking services in remote areas. These devices are equipped with fingerprint scanners to authenticate transactions using Aadhaar biometrics.

4. BHIM Aadhaar Pay: BHIM Aadhaar Pay is a payment solution that allows merchants to receive payments from customers by using their Aadhaar number and biometric authentication. This enables customers to make payments without the need for physical cards or cash.

It's important to note that the usage of Aadhaar for digital transactions and payment services requires linking your Aadhaar number with your bank account and ensuring that the necessary authentication infrastructure is available. Additionally, always ensure that you follow the prescribed security practices while using Aadhaar for any transactions to protect your personal information and financial security.

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