Are there any government-assisted loan or grant available for the health expense?
Curious about a health loan
Yes, in India there are various governmentassisted loan and grant schemes available for health expenses. Some of the examples are:
1. Pradhan Mantri Jan Arogya Yojana (PMJAY) This is a health insurance scheme launched by the Government of India for economically weaker sections of the society. The scheme provides coverage for medical expenses up to Rs. 5 lakhs per family per year.
2. National Health Mission (NHM) This scheme is aimed at providing healthcare to rural areas and urban slums. Under this scheme, financial assistance is provided to various healthcare institutions for improving healthcare facilities and infrastructure.
3. National Rural Health Mission (NRHM) This scheme is aimed at improving the health status of rural population in India. The scheme provides financial assistance to various healthcare institutions for improving healthcare facilities and infrastructure.
4. Rashtriya Swasthya Bima Yojana (RSBY) This is a health insurance scheme for the Below Poverty Line (BPL) families. Under this scheme, beneficiaries can avail of cashless medical treatment up to Rs. 30,000 per annum.
These schemes have their own eligibility criteria and application process. It is advisable to visit the respective government websites for more information.