How do I check the status of an IMPS transfer?
Curious about Immediate Payment Service
To check the status of an IMPS (Immediate Payment Service) transfer, you can follow these general steps:
1. Transaction Reference Number: Locate the transaction reference number provided to you at the time of initiating the IMPS transfer. This reference number serves as a unique identifier for the transaction.
2. Mobile Banking App or Internet Banking: Access your bank's mobile banking app or internet banking portal using your login credentials.
3. Transaction History: Navigate to the transaction history or transaction details section within the app or portal. Look for options such as "Transaction History," "Payment History," or "Transaction Details."
4. Enter Details: Enter the required details to search for the specific transaction. This may include the transaction reference number, date of the transaction, or any other relevant information as per your bank's interface.
5. Check Status: Once you have provided the necessary details, you should be able to view the status of the IMPS transfer. Common status indicators include "Successful," "Pending," "Failed," or "Cancelled." You may also see additional details such as the recipient's account information, amount transferred, and date and time of the transaction.
6. Transaction Details: By accessing the transaction details, you can often obtain more specific information about the transfer, such as the transaction ID, confirmation messages, and any remarks or comments associated with the transaction.
In some cases, banks also send transaction status notifications via SMS or email. Therefore, you may check your message inbox or email for any updates related to your IMPS transfer.
It's important to note that the exact process and options for checking the status of an IMPS transfer may vary depending on your bank and its mobile banking app or internet banking interface. If you encounter any difficulties or are unable to locate the transaction status, it is recommended to contact your bank's customer support. They will be able to assist you further and provide you with the most accurate and uptodate information regarding your IMPS transfer.